For Direct Business Banking & Commercial Clients:

• ABA Routing Number: 026015024
• This routing number is used for all our direct business and commercial banking clients. It is also the routing number for fintech clients whose programs are powered by Treasury Prime. For more information, click here. 

For Fintech Programs Powered by Increase:

• Routing Number: 026015244
• Fintech clients whose programs are powered by our API-middleware, Increase, must use this separate routing number. For more information, click here.

If you see our bank name associated with a financial service you’re using, it is likely because we are the partner bank providing the underlying, FDIC-insured banking services. Always refer to the specific account details provided by the fintech to ensure you are using the correct routing number. For more information, click here.

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Please note: When calculating interest, we use the collected balance, which means we only include funds that we have actually received payment for.

For more information about rates, refer to our rate sheet.

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To find a deposit-enabled ATM near you, use the MoneyPass® ATM locator. 

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Using funds from an uncleared check could result in your account becoming overdrawn and/or cause other outstanding payments to bounce, resulting in potential fees. The best way to avoid experiencing these holds is to request payments as an ACH.

For more information, refer to our Master Service Agreement.

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For more information, refer to our Master Service Agreement.

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When in doubt, just look for the bright red SUM or MoneyPass logo displayed on a sign or ATM screen to avoid paying a surcharge. Additional third-party ATM fees may vary by ATM operator.

For full terms and conditions, please refer to our Master Service Agreement.

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Use the instructions below to receive an incoming domestic wire transfer.

Beneficiary Bank

Name: Grasshopper Bank, N.A.

ABA: 026015024

Address 1: 261 5th Ave, Suite 610

Address 2: New York, NY 10016

Beneficiary Name: Recipient’s Name

Address 1: Recipient’s Address

Address 2: Recipient’s Address

Account Number: Recipient’s Account Number

Originator to Beneficiary: Additional information/memo

Incoming International USD Wire Instructions 

Use the instructions below to receive incoming international wire transfers in USD only. To receive an international USD wire, an intermediary bank must be used.

In cases where you are receiving a wire in foreign currency, please refer to the Incoming International FX Wire Instructions.

Intermediary Bank (can be replaced with your Bank’s US Intermediary, if it has one)

Name: Pacific Coast Bankers’ Bank

Address 1: 1676 N California Blvd STE 300

Address 2: Walnut Creek, CA 94596

SWIFT/BIC (International): PCBBUS66

Beneficiary Bank

Name: Grasshopper Bank, N.A.

ABA: 026015024

Address 1: 261 5th Ave, Suite 610

Address 2: New York, NY 10016

FI to FI Reference: GRNOUS33

Beneficiary

Name: Recipient’s Name

Address 1:  Recipient’s Address

Address 2:  Recipient’s Address

Account Number: Recipient’s Account Number

Originator to Beneficiary:

Additional information/memo

Incoming International FX Wire Instructions

Use the instructions below to receive international wire transfers that are sent in foreign currency only. For international FX wires, an intermediary bank must be used.

In cases where you are receiving an international USD wire, refer to the Incoming International USD Wire Instructions.

Intermediary Bank
For international FX wires, the intermediary bank is determined by the type of currency. Please refer to our Foreign Currency Wire Instructions for the correct intermediary institution.

Beneficiary Bank

Name: Pacific Coast Bankers’ Bank

Address 1: 1676 N California Blvd STE 300

Address 2: Walnut Creek, CA 94596

SWIFT/BIC (International): PCBBUS66

Beneficiary

Name: Grasshopper Bank, N.A.

Address 1: 261 5th Ave, Suite 610

Address 2: New York, NY 10016

Account Number: 026015024

Originator to Beneficiary

Further Credit To

Recipient’s Name

Recipient’s Address

Recipient’s Account Number

Final credit to the Recipient’s account will be in US Dollars. The amount may vary due to exchange rates and fees charged by the Receiving, Correspondent, and Intermediary Banks.

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